All payments to Heart Ink are non-refundable and non-transferable because Heart Ink has contractual agreements with hotels, airlines, and other travel vendors that will not allow us to obtain any refunds after booking. This way, we can keep our package prices low and allow you to pay monthly vacation payments.

Top 10 Reasons to Purchase Travel Insurance

Hundreds of circumstances could cause you to cancel your trip, return home early, or seek emergency medical treatment while traveling. Here are ten common examples of what could go wrong to demonstrate the importance of purchasing travel insurance and emergency travel services.

1. It's 11 p.m., and you and your girlfriends arrive at the airport for a connecting flight, only to find that your flight has been canceled. Who can assist you with finding new flights to get everyone home?
2. Your bag was lost with your prescription medicine inside. You need help locating your suitcase and filling out your emergency prescription immediately. Who do you call?
3. Your first visit to Rome, Italy, and your passport and wallet are stolen. Where do you turn for assistance obtaining emergency cash, and how will you replace your passport?
4. You're involved in an accident, and adequate medical treatment is unavailable. Who will help coordinate a medical evacuation?
5. If your mother-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Jamaica, and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will reimburse you for covered necessities? If it's stolen, who will reimburse you for its contents?
7. Your cruise line, airline, or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who can assist in getting you to your destination?
8. You're walking down a street in Chile and twisting your ankle. Who can assist you in finding an English-speaking physician?
9. Three weeks before your scheduled arrival, a terrorist incident occurs in the city you plan to visit. Who will reimburse you if you want to cancel your trip?
10. You are at a beach resort in Florida and are forced to evacuate due to a hurricane that has made your resort uninhabitable. Who can assist you in being evacuated? Who will reimburse you for your lost vacation investment?

The answer to most of these questions is you would be responsible for the cost or face losing money on your travel investment. Don't allow this to happen. We suggest travel insurance to all our clients if the "what if" happens to you. Please consider travel protection coverage when you purchase one of our travel packages or travel in general. It's better to have insurance and not need it than to need it and not have it!

Having travel insurance will protect your investment and give you peace of mind. Heart Ink recommends purchasing CANCEL FOR ANY REASON INSURANCE. We recommend buying this type of insurance because it will allow you to cancel for any reason.

This type of insurance will cost more than your standard insurance; however, your investment will be better protected with this type of insurance. Purchasing this type of policy is time sensitive. You must STOP and make this a task immediately. 

Here are some travel insurance companies that we have worked with before. Please visit their websites directly:

✔ Travel Guard

✔ TravelEx

✔ AllianzTravel Insurance

✔ CSA Travel Protection

✔ Travel Safe

Please take your time and purchase the best company for your personal preference. You can also "Google" many more options online, search "travel insurance companies," "travel insurance," or "travel protection."